Group Protect

When an Employee Faces an Emergency… Malamang Ikaw Ang Una Niyang Lalapitan

Don’t wait for the unexpected to drain your personal savings.

Set up a simple, low-cost plan. So hindi na galing sa bulsa mo lahat.

Being the “Boss” in the Philippines means more than just running a business.

When an employee gets sick or meets an accident, they don't look at the HR manual, they look to you.

In these moments, their financial burden often falls on you.

Ikaw ang lalapitan nila.

And herein starts the dilemma:

  • Nahihiya kang tumanggi, pero mabigat sa cash flow

  • Gusto mong tumulong, pero hindi bottomless ang funds ng business

You’re forced to choose between helping your people and protecting your business.

You Don’t Have to Be the “Insurance Company”

Instead of paying out of pocket every time something happens, you can put a simple system in place that handles it for you.

A Smarter Way to Protect Your Team (Without Raising Costs)

Group Protect is a company-sponsored plan that gives your employees:

  • Life insurance coverage

  • Accident protection

  • Disability support

  • Optional hospital and medical benefits

All in one simple, affordable setup designed for small to medium businesses.

Why Business Owners Choose This

  • Budget-friendly: Starts at less than ₱50/day per employee

  • Easy setup: No medical exams for most cases

  • Better retention: Offer “big company” benefits without increasing salary

  • Cash flow protection: Avoid sudden, out-of-pocket expenses

  • Tax-efficient: Can be treated as a business expense

How This Actually Saves You Money

Let’s say an emergency costs ₱50,000.

Without a plan:
Your employee asks for help, an advance, or a loan.
👉 That’s ₱50,000 coming from your business.

With Group Protect:
A small monthly premium handles the risk.
👉 Your cash flow stays intact.

That’s the difference between reacting, and being prepared.

Simple. Fast. Straightforward.

Steps:

  • Tell us about your team

  • We prepare a sample plan based on your budget

  • You decide if it fits your business

Built for Real Filipino Businesses

This works best for:

  • Restaurants and cafés

  • Clinics and small healthcare providers

  • Online businesses with staff

  • Agencies and BPO teams

  • Retail and service businesses

If you have at least 5 employees, you may qualify.

FAQ SECTION

Is this expensive?

The budget-friendly cost is less than one employee’s meal a day.

How many employees do I need?

You can start with as few as 5 employees.

Do my employees need medical exams?

In most cases, no. Approval is fast for qualified groups.

Is the claim process difficult?

No. We guide you step-by-step and make the process simple and efficient.

See If Your Team Qualifies Today

In less than a minute, you’ll find out if your business is eligible—and get a sample estimate.